Missouri lottery tax at a glance
| State tax on a jackpot | Up to 4.7% |
|---|---|
| Withheld when you claim a jackpot | 24% federal + 4% Missouri |
| $1 million prize after taxes | $633,181 |
| $835 Million Powerball jackpot, cash option | $208,705,881 |
| Time to claim a Powerball jackpot | 180 days |
| Stay anonymous | Yes |
Single filer with no other income, lump sum, 2026 rates. Details and sources for each line are below.
Does Missouri tax lottery winnings?
Yes. Missouri taxes lottery prizes as ordinary income, at rates up to 4.7% in 2026. Missouri withholds 4% for state tax on prizes over $600 when the prize is paid. Withholding is a prepayment: most of a large prize is taxed at the top rate of 4.7%, so expect to pay the difference when you file.
Source: Missouri Lottery (“withhold 4% Missouri state tax”), checked October 1, 2026.
Missouri’s 4% withholding falls short of its top rate
Missouri withholds 4% from prizes of $600.01 or more, but its 2026 brackets reach 4.7% above $9,436 of taxable income. On a $1 million prize that is $40,000 withheld against an estimated $46,819 of Missouri tax, so about $6,819 more is due to the state when you file, on top of $80,000 of federal tax. Missouri deductions are omitted, so the state estimate is slightly high.
For comparison, a $10,000 cash prize on top of $60,000 of other income adds $1,550 in federal tax and $470 in modeled Missouri tax, leaving $7,980 from the prize. The estimate subtracts tax on the existing income so that only the prize’s additional tax is charged.
Illustrative 2026 calculation, not a reported payout. Rule source. Model assumptions and corrections.
Missouri Powerball and Mega Millions payout after taxes
A single winner living in Missouri who takes the cash option on the $835 Million Powerball jackpot keeps about $208,705,881, after about $132,373,000 in federal tax and $16,821,119 in Missouri tax. Recalculated daily.
| Game | Missouri tax (lump sum) | Lump sum take-home | Annuity take-home (30 payments) |
|---|---|---|---|
| Powerball$835 Million jackpot · $357.9 Million cash | $16,821,119 | $208,705,881 | $488,310,411 |
| Mega Millions$482 Million jackpot · $203.6 Million cash | $9,569,019 | $118,748,981 | $282,511,409 |
How much is $1 million after taxes in Missouri?
About $633,181. A single filer with no other income pays about $320,000 in federal tax and $46,819 in Missouri tax on a $1,000,000 prize. When you claim, $280,000 is withheld, and the rest of the tax is due when you file.
| Prize (cash) | Federal tax | Missouri tax | Take-home |
|---|---|---|---|
| $1,000,000 | $320,000 | $46,819 | $633,181 |
| $2,000,000 | $690,000 | $93,819 | $1,216,181 |
| $10,000,000 | $3,650,000 | $469,819 | $5,880,181 |
| $100,000,000 | $36,950,000 | $4,699,819 | $58,350,181 |
| $1,000,000,000 | $369,950,000 | $46,999,819 | $583,050,181 |
Lump sum, single filer with no other income, 2026 federal and Missouri rates. A $2,000,000 prize is the Powerball or Mega Millions match-5 prize with the multiplier. Smaller prizes and other states: lottery winnings after taxes by amount.
Claiming in Missouri: 180 days, then 60 days to choose cash
- Missouri draw-game winners have 180 days from the drawing of the last winning play on the ticket to claim (Missouri Lottery).
- A Missouri jackpot winner has exactly 60 days from the claim date to choose the cash option; otherwise the prize is paid in 30 annual payments (Missouri Lottery).
- Powerball and Mega Millions jackpots must be claimed at Missouri Lottery headquarters in Jefferson City; other prizes over $600 can be claimed by appointment at any Missouri Lottery office (Missouri Lottery).
- Missouri withholds 4% state tax from prizes of $600.01 or more, while federal withholding starts only above $5,000 (Missouri Lottery).
Bought the ticket in another state? The deadline is set by the lottery that sold it: see lottery claim deadlines in every state.
Can you stay anonymous in Missouri?
Yes. Identity is protected unless the winner gives written consent (source). The guide to what to do if you win the lottery compares the rules in every state.
Billion-dollar jackpots won in Missouri
One of the largest lottery jackpots was sold in Missouri. Take-home is for a single Missouri resident at 2026 rates.
| Drawing | Jackpot | Lump sum take-home today |
|---|---|---|
| Powerball, September 6, 2025Split 2 ways; take-home is for one ticket | $1.79 Billion | $239,255,081 |
Missouri compared with neighboring states
$835 Million Powerball jackpot, lump sum, by state of residence. A winner living in Tennessee keeps $16,821,119 more than a Missouri resident, and one living in Kansas keeps $3,149,614 less.
| State of residence | State & local tax | Lump sum take-home |
|---|---|---|
| Tennessee | $0 | $225,527,000 |
| Kentucky | $12,526,500 | $213,000,500 |
| Iowa | $13,600,200 | $211,926,800 |
| Arkansas | $13,958,013 | $211,568,987 |
| Oklahoma | $16,105,285 | $209,421,715 |
| Nebraska | $16,284,149 | $209,242,851 |
| Missouri | $16,821,119 | $208,705,881 |
| Illinois | $17,716,050 | $207,810,950 |
| Kansas | $19,970,733 | $205,556,267 |
Hypothetical residence-tax comparison only. Tax imposed by the ticket-selling state and credits for tax paid elsewhere are excluded; this is especially important for residents of states without lottery sales. Taxes on lottery winnings explains what happens when you buy in another state.
Estimates for a single filer with no other income unless noted. Formulas and sources: methodology. Every state's rates: lottery tax by state.